Ecuador. With the need to identify a person and avoid usurpation in ATMs and online banking, the technological solution known as facial biometrics was born, which is implemented in order to prevent theft within Ecuadorian banking.
Salvador Martí, manager of the company specialized in the development and commercialization of biometrics software by Facial Recognition Face Recognition Technologies F7, comments that in Europe bank robberies exceed USD 500 million annually; a situation that Latin America is also experiencing. Now the trend to prevent identity theft fraud at ATMs or online transactions, card cloning and signature is already applied in Peru, Chile and Spain.
Through its partner Cobiscorp in the country, Ecuadorians will also have this maximum computer security solution in one month, explains Martí.
The process for identifying users is secure and takes 156 millimetres. The facial recognition offered by Cobiscorp's F7 in the country makes it possible to determine the identity of a person by analyzing their face. Unlike other iris or fingerprint biometrics, this technology is non-intrusive and does not require user collaboration. It is only necessary that your face is acquired by a digital camera of the device.
Martí also explains that the first thing that must be done for the use of this technology is to register through a bank form, which allows administrators to enter the user's data and carry out the extraction of facial features that will make up the facial pattern of bank customers.
Martí also indicates that in this process a facial detection is carried out that observes as if it were a topographic mesh. Therefore, it does not matter if the user has a beard, glasses or other accessories. This registration can be carried out with a user number, name or PIN, or from a card.
In all cases, the registration is carried out in the same way, with the only difference that, in the case of registering with a card, the card on which the identifier of the virtual clients is located must be previously entered.
The verification or authentication process consists of carrying out a comparison of biometric traits. The system checks that a user is really who they say they are. To do this, prior to the authentication process, the system needs to know the identity of the user through a mathematical representation.
An individual's identity is then verified. The system compares between two entities, the user is linked to a PIN, user number or card and the system verifies that the person has the identity registered.
In this process, recognition is also made between the individual's facial template and all other users registered in the database.
Galo Yépez, executive of the F7 product, affirms that with this system there will be no impersonation. The 'plus' of this technological and informative solution is that with most facial recognizers a special camera is needed, but with the facial biometrics of F7, the user can be recognized immediately from smartphones, tablets, laptops, computers and even bank tellers.
